In Canada, although the government covers us for many of our health care needs, many of us require extra health necessities that can be very expensive. Our Advisors can guide you to get the best coverage for you and your family, whether it is routine trips to the dentist, or medical help for a more complicated need.
Regular visits to the dentist are an important part of maintaining good oral health, which is vital for good overall health. However, dental checkups can be pricey, on average costing about $100 per visit. Investing in dental insurance is a great way to ensure you can protect both your health and your wallet.
Vision insurance covers any expenses provided by eye care professionals like ophthalmologists, who specialize in eye diseases, and optometrists, who deal with the overall health of eyes. Whether it is a yearly visit to an eye care professional, or coverage for eye wear like eyeglasses, sunglasses or contact lenses, we will advise you on the best plan to help cover expenses.
An Extended Healthcare plan is a care package that offers supplementary coverage for any medical needs that are covered by provincial healthcare. Investing in an extended healthcare plan is extremely beneficial as it serves to cover many areas that are difficult to finance on your own. Some examples of services covered under this type of a package are:
- Prescription Drugs: Prescription drugs insurance plans cover the insured for any prescriptions needed. If you suffer from any condition that requires a prescription, you may be eligible to subscribe to a plan to help cover this expense. Please contact us for more information or to request a quote.
- Critical Illness: Critical Illness insurance plans help to cover any costs associated when diagnosed with a life-altering disease. If diagnosed with an illness covered in the policy and in the event that the insured survives the waiting period, they will be awarded a lump sum payment. For more information on all illnesses’ covered, please contact an Inforce Life Financial Advisor.
- Long-term care: Long-term Care insurance is plan that covers the insured beyond a preset period. If you or a loved one has a debilitating disease or disability, and needs extra care for an extended period of time, a long-term care product is the easiest way to pay for medical bills and necessities.
SHORT- TERM DISABILITY
Short-term disability plans are excellent for groups, small business owners and individuals to invest in, as these products can replace a member’s salary for up to 6 months, if they suffer a work-related injury that requires time off the job.